I think a lot of my stress lately is the debt of the adoption looming over me. Yes, we will get a lot of it back when we get our tax return next year, but on our yahoo group with other adopters, we notice a lot of them are investigated and their tax returns don't get to them until August or Sept.
So that is a long time to pay interest on them.
I am so torn... Do I work more, make more money, and decrease my stress because we would be at least making a little dent in the debt.
Or do I work my minimum hours and not really make any dent in the debt, but I am not trying to coordinate even more things in my already busy life.
Add to that, last week I had decided to work more. So I sign up for 3-7 Friday afternoon and 7a-7p on Saturday. Well, I got cancelled for both. I did go in Saturday for 3 hours and work on my online continuing education that is required every year.
Aaron was my hero Saturday though. I still hadn't gotten all of our curriculum. Many things that we were supposed to start with on day one had not been sent. I am currrently on week 5 and we still don't have things from week one. We are only studying the Civil War until week 7 and many of the things we needed were about the Civil War.
Anyway, I wrote them an honest letter Thursday explaining all of this, how I have given them many chances. How I was so behind on all of these books etc. I hate being angry, but I didn't know what else to do.
Well the representative called Sat. while I was at work. He wanted to go over all the books I had because according to him, we had gotten everything. Apparently, he sent a package with all the books I needed on July 16 and I never got it. So he was thinking I had all my stuff. I never received what he sent me, so I was thinking they never sent it. Anyway, I still didn't want to talk to him. I got home from work and Aaron said he was calling back at 12:30. My stress level shot up. I hate dealing with stuff like this. So, what did I do? went and took a nap because I had been up since 4:30am. Anyway, he called while I was laying down, and I didn't answer because I was half asleep. The phone rang again about 30 min. later. I didn't even look to see who called this time, I just went back to sleep. Well, when I got up from my nap, Aaron said the man had called again and Aaron went over all the books with him.
What a stressor that took off my shoulders. I was so happy that Aaron did that for me.
Anyway, I am supposed to be getting all of my missing books today. Then it will be reading for long periods a day to catch up.
No more interest in our house. At least no one has been asking to see it.
This is my goal. Of course it may not work out this way, but I can hope...
1. Sell our house
2. At the same time we sell our house, a very cheap, large house that has been foreclosed on becomes available. I would like this house to have a few acres, and be closer to our new church.
3. Live in that cheap house for a few years and get it paid off. (When I say cheap house, I am talking about less than 60,000) That seems crazy, but they do become available. And many times, the problems are fixable. We have been keeping up with foreclosures around here for a while.
4. Once we get the house paid off, save up down payment for another and try to sell cheap house or rent it out.
5 buy another house with some land AND city water. No need to be fancy, just needs to have room or have room to build on so we can adopt more kids.
OR
1. Sell our house
2Find someone to rent to us cheaply for the next year or two while we pay off debt and save up for new house.
3 find a now house that is larger, closer to church, but not too far from Aaron's work.
We'll see.
No comments:
Post a Comment